1. Introduction
Welcome to Vision Lending Inc. (“Vision Lending,” “we,” “our,” or “us”).
Vision Lending Inc. respects your privacy and is committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit information through our forms, apply for mortgage-related services, communicate with us, or otherwise use our services.
2. Information We Collect
A. Personal Information
We may collect personal information that you voluntarily provide to us, including:
Name
Email address
Telephone or mobile phone number
Mailing address
Employment information
Income and financial information
Credit-related information
Social Security number or other identifying information when required in connection with a mortgage application
Information regarding your property, mortgage, or requested loan
Other information you provide in connection with our mortgage services
B. Contact and Communication Information
If you contact us, submit a form, request information, or opt in to receive communications from us, we may collect your contact information and communication preferences.
If you opt in to receive SMS or text messages, we will collect your mobile phone number and information related to your consent and messaging preferences.
C. Website and Technical Information
When you use our website, we may automatically collect certain information, including:
IP address
Browser type
Device type
Operating system
Pages visited
Referring website
Date and time of website activity
Other website usage information
We may use cookies and similar technologies to help operate, analyze, and improve our website.
3. How We Use Your Information
We may use the information we collect to:
a. Process, evaluate, and manage mortgage applications and inquiries.
b. Communicate with you regarding your mortgage application, loan options, requests, or services.
c. Provide information about products and services that may be relevant to you.
d. Respond to questions and customer service requests.
e. Operate, maintain, and improve our website and services.
f. Verify identity and prevent fraud or unauthorized activity.
g. Comply with applicable legal, regulatory, licensing, and recordkeeping requirements.
h. Send SMS or text messages when you have provided appropriate consent.
i. Perform other legitimate business activities related to providing mortgage services.
4. SMS and Text Message Communications
If you voluntarily opt in to receive SMS or text messages from Vision Lending Inc., you consent to receive communications related to your inquiry, mortgage application, account, requested services, appointment reminders, follow-ups, and other communications you have agreed to receive.
Message frequency may vary. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP to a message. You may reply HELP for assistance or contact us directly.
Consent to receive text messages is not a condition of obtaining a mortgage loan, product, or service.
Mobile information, including mobile phone numbers and SMS opt-in consent, will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes. SMS consent and opt-in data will not be shared with third parties for purposes unrelated to providing the messaging services you requested.
5. How We Share Information
We may disclose personal information when reasonably necessary to provide our services or comply with applicable law, including to:
A. Mortgage and Financial Service Providers
We may share information with lenders, credit bureaus, financial institutions, mortgage service providers, title companies, appraisal providers, insurance providers, and other parties involved in evaluating, processing, closing, or servicing a mortgage transaction.
B. Service Providers
We may provide information to trusted vendors and service providers that perform services on our behalf, such as website hosting, customer relationship management, communications, document processing, analytics, technology, and other business support services.
These providers may access personal information only as necessary to perform services on our behalf and as permitted by applicable law.
C. Legal and Regulatory Requirements
We may disclose information to government agencies, regulatory authorities, law enforcement, courts, or other parties when required or permitted by law.
D. Business Transactions
Information may be disclosed as part of a merger, acquisition, financing, reorganization, sale of assets, or similar business transaction, subject to applicable law.
6. Data Security
Vision Lending Inc. uses reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, loss, or misuse.
However, no method of electronic transmission or storage is completely secure, and we cannot guarantee the absolute security of information transmitted through the internet.
7. Your Choices and Privacy Rights
Depending on applicable law and your location, you may have certain rights regarding your personal information, including the ability to request access to, correction of, or deletion of certain personal information.
You may also unsubscribe from certain marketing communications at any time.
To submit a privacy-related request, please contact Vision Lending Inc. using the contact information below.
8. Third-Party Websites and Services
Our website may contain links to websites, applications, or services operated by third parties.
Vision Lending Inc. is not responsible for the privacy practices, content, or security of third-party websites or services. We encourage you to review the privacy policies of any third-party website you visit.
9. Children's Privacy
Our services are not directed toward children under the age of 13, and we do not knowingly collect personal information from children under 13 through our website.
10. Changes to This Privacy Policy
Vision Lending Inc. may update this Privacy Policy periodically to reflect changes in our business practices, technology, legal requirements, or regulatory obligations.
When changes are made, we will update the “Last Updated” date at the top of this Privacy Policy. Changes become effective when the updated Privacy Policy is posted on our website unless otherwise stated.
11. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact:
Vision Lending Inc.
NMLS #2344443
1091 S Cimarron Rd. Ste A-1
Las Vegas, NV 89145
Phone: 702-512-2121
Email: [email protected]
Website: visionlending.com